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Adaugat in data de 16-03-2011

Installments with zero interest rate for Millennium Bank credit cardholders

Installments with zero interest rate for Millennium Bank credit cardholders Millennium Bank credit cardholders can now benefit from the recently launched Installment Plan with Zero Interest Rate which brings new features on the Romanian market. The benefit allows clients, for the first time, to reimburse the amounts in equal monthly payments, without interest or any other fees, for purchases made at any merchant in Romania or abroad, for single or cumulated transactions.

The number of monthly installments is also at their choice. Clients can access this benefit at any of the 30 million merchants located in 200 countries that accept Visa payments, which is a premiere for a Romanian market issued credit card. The benefit is available for purchases with the credit card in amounts above RON 1,000. The Installment Plan with Zero Interest Rate can be activated for a certain transaction worth the mentioned amount, but also for several smaller transactions, cumulated, performed over the previous month.

“Millennium Bank customers intensively use their credit cards for purchases, 75% of the transactions being performed at merchants. In order to bring them added value, we launched, for the first time on the Romanian market, an Installment Plan with Zero Interest Rate with such flexibility. This benefit is not restricted to a certain network of merchants, the number of monthly installments is at the clients’ choice and they can also choose to reimburse cumulated transactions”, Eliza Erhan, Head of Retail Product Development with Millennium Bank, stated.


The number of monthly installments ranges from minimum four to maximum 12 payments. The first payment will be made within one month after the activation of the benefit. The Installment Plan with Zero Interest Rate can be activated twice a year by a single phone call to the bank’s Call Center.

Millennium Bank`s cards portfolio also offers benefits such as Discount Programme, which provides up to 30% discounts for all debit and credit cardholders when paying for goods and services at the bank’s merchant partners.

Millennium Bank, part of the leading financial private group in Portugal, Millennium bcp, started its activity on the Romanian market on October 11, 2007, by simultaneously opening 39 branches in Bucharest and in other eight cities of the country. The bank addresses both individuals and companies, through an extensive range of products.

Millennium bcp is a success story in European banking. Founded in 1985, Millennium bcp registered, at the end of December 2010, total assets of more than EUR 100 billion. Millennium is Portugal's leading private financial group and is included in key national and international stock market indices, in particular the Euronext PSI Financial Services, PSI-20, DJ Eurostoxx banks, Bebanks and Euronext 100, of the Lisbon, Paris, Brussels and Amsterdam Stock Exchanges.

Millennium bcp has a network of more than 1,700 units and a total of above 21,000 employees.

Millennium bcp provides a wide range of products and services, namely savings, investment, mortgage loans, consumer credit, commercial banking, leasing, factoring, insurance, investment banking, private banking and asset management, serving its customers on a segmented basis. Emphasis is given to the Internet Banking service, which has been distinguished in Europe for its quality and innovation.

Since its incorporation, Millennium bcp has been renowned for its dynamism, innovation, competitiveness, profitability and financial strength. It has made its mark as the top leader in several financial business areas on the domestic market and as reference in the distribution of financial products and services on an international level. Millennium bcp operates in Portugal, Poland, Greece, Romania, Switzerland, Mozambique, Angola, France and Luxembourg. All operations are carried out under the Millennium brand.

Millennium bcp`s focus is on the creation of value in markets selected on the basis of a controlled risk profile and high growth potential, to sustain its internationally-recognized service excellence and innovation in financial products..


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