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Promotional transactional package with advantageous lending option for Millennium Bank`s SME clients

Promotional transactional package with advantageous lending option for Millennium Bank`s SME clients Millennium Bank launches promotional transactional package for SMEs that offer clients a total discount of up to 80% for six months after contracting the product, compared to the costs for acquiring separately the products included in the package. Among other components, SME Account consists of free lei account and ten free monthly payments in lei performed via Internet Banking. The package management fee is 10 lei per month.

Millennium Bank’s clients can also benefit from the newly launched IMMediat Loan, with financial approval in only three working days from the application date and with advantageous costs. The loan is granted either from EBRD or from Millennium Bank funds and can be accessed for investment or working capital, as well as for other financial needs. It addresses companies with turnover over 500,000 euros and has a transparent fee structure.

“SME Account is a good opportunity for clients to manage their funds in an advantageous way. They have minimum costs for operations and easy access to their accounts at any time and from anywhere. In addition to that, in the current economic environment, companies are often faced with the need to access quick funding.
IMMediat Loan meets this need and gives the bank a chance to support SMEs”, Ecaterina Ristea, Head of Corporate Product Development with Millennium Bank, stated.

IMMediat Loan’s interest rate structure is flexible, in order to best fit companies’ needs. Clients can choose a 2.8% margin in the first three months for short term loans or in the first six months for long term loans, applied to three-month Robor/Euribor. The second option of interest rate structure is a fixed competitive spread for the entire loan tenor.

Millennium Bank, part of the leading financial private group in Portugal, Millennium bcp, started its activity on the Romanian market on October 11, 2007, by simultaneously opening 39 branches in Bucharest and in other eight cities of the country. The bank addresses both individuals and companies, through an extensive range of products.

Millennium bcp is a success story in European banking. Founded in 1985, Millennium bcp registered, at the end of June 2011, total assets of EUR 100 billion. Millennium is Portugal's leading private financial group and is included in key national and international stock market indices, in particular the Euronext PSI Financial Services, PSI-20, DJ Eurostoxx banks, Bebanks and Euronext 100, of the Lisbon, Paris, Brussels and Amsterdam Stock Exchanges.

Millennium bcp has a network of more than 1,700 units and a total of above 21,000 employees.

Millennium bcp provides a wide range of products and services, namely savings, investment, mortgage loans, consumer credit, commercial banking, leasing, factoring, insurance, investment banking, private banking and asset management, serving its customers on a segmented basis.

Emphasis is given to the Internet Banking service, which has been distinguished in Europe for its quality and innovation. Since its incorporation, Millennium bcp has been renowned for its dynamism, innovation, competitiveness, profitability and financial strength. It has made its mark as the top leader in several financial business areas on the domestic market and as reference in the distribution of financial products and services on an international level. Millennium bcp operates in Portugal,
Poland, Greece, Romania, Switzerland, Mozambique, Angola, France and Luxembourg. All operations are carried out under the Millennium brand.
Millennium bcp's focus is on the creation of value in markets selected on the basis of a controlled risk profile and high growth potential, to sustain its internationally-recognized service excellence and innovation in financial products.
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